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A reaffirmation agreement in United States bankruptcy law refers to an agreement made between a creditor and the debtor that waives discharge of a debt that would otherwise be discharged in the pending bankruptcy proceeding. A properly executed, timely filed reaffirmation agreement modifies the discharge such that it is rendered inoperable ...
Another example would be where a lender agrees to lend $100,000 at 5.0% interest for 30 years, and at the closing the loan documents are all drawn up for a loan with a 6.0% interest rate. If the lender agrees to reduce the closing costs by an extra $1000 and the borrowers agree, then there has been an accord and satisfaction.
Edgar_Wallace_-_A_Debt_Discharged_(1926_printing).pdf (0 × 0 pixels, file size: 8.91 MB, MIME type: application/pdf) This is a file from the Wikimedia Commons . Information from its description page there is shown below.
If you send copies of the documents through the mail, include a cover letter summarizing the dispute — and make sure your envelope is certified with a return receipt requested so that you can ...
Tax debt, alimony, spousal or child support and student loans are all typically ineligible for discharge. If your debt isn’t able to be discharged, it’s either due to the type of bankruptcy ...
File a separate adversary proceeding to discharge your student loans. This filing is similar to a lawsuit, but it happens in bankruptcy court. During the proceeding, you’ll have to meet the ...