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Budgeting Loans are interest free loans from the Social Fund that are available only to people claiming certain income-related benefits. [1] Although the discretionary element of the Social Fund was abolished those who have not yet been transferred over to Universal Credit can still apply.
Social Fund grants for maternity and funeral needs would be based on clear, objective criteria and payments would not be constrained by the budget; they would be paid automatically on satisfying the qualifying conditions. In addition, it proposed Social Fund loans to meet 'intermittent expenses'.
Local welfare assistance schemes are a feature of the British welfare system following the abolition of the discretionary element of the Social Fund. LWAS replaced crisis loans and community care grants which were to elements of the Social Fund. [1] An example of a local welfare assistance scheme is the Essential Living Fund in Essex.
A social fund (sometimes also called Social Investment Fund, Social Fund for Development, Social Action Fund, National Solidarity Fund or Social Development Agency) is an institution, typically in a developing country, that provides financing (usually grants) for small-scale public investments targeted at meeting the needs of poor and vulnerable communities. [1]
The Essential Living Fund (ELF) [1] is a local welfare assistance scheme in Essex, England that was introduced in April 2013 following the abolition of the discretionary element of the Social Fund. It replaces two discretionary elements of the Social Fund - crisis loans and community care grants . [ 2 ]
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Long title: An Act to make provision for universal credit and personal independence payment; to make other provision about social security and tax credits; to make provision about the functions of the registration service, child support maintenance and the use of jobcentres; to establish the Social Mobility and Child Poverty Commission and otherwise amend the Child Poverty Act 2010; and for ...