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But the differences between the maximum possible 2025 Social Security benefit at 62, 67, and 70 show the value of delaying benefits as long as possible. ... It selects the 35 highest-earning years ...
Social Security calculates monthly benefits by looking at the 35 years when your income was the highest. However, not all income is considered; only income up to a certain amount is included ...
The maximum Social Security retirement benefit in 2025 will be $5,108 per month, or the equivalent of $61,296 per year. ... they must have worked at least 35 years earning the maximum taxable ...
Regarding Social Security, there's a little-known rule that can greatly impact your monthly benefits: your payments are calculated based on your 35 highest-earning years. If you haven't worked a ...
Data source: Social Security Administration. Earning above the maximum taxable earnings for at least 35 years of your career will put you in line for a very sizable Social Security check.
Each calendar year, the wages of each covered worker [a] up to the Social Security Wage Base (SSWB) are recorded along with the calendar by the Social Security Administration. If a worker has 35 or fewer years of earnings, then the Average Indexed Monthly Earnings is the numerical average of those 35 years of covered wages; with zeros used to ...