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  2. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    The credit rating represents an evaluation from a credit rating agency of the qualitative and quantitative information for the prospective debtor, including information provided by the prospective debtor and other non-public information obtained by the credit rating agency's analysts. Credit reporting (or credit score) is a subset of credit rating.

  3. Credit analysis - Wikipedia

    en.wikipedia.org/wiki/Credit_analysis

    Credit analysis is the method by which one calculates the creditworthiness of a business or organization. [1] In other words, It is the evaluation of the ability of a company to honor its financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds.

  4. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    Credit rating is a highly concentrated industry, with the "Big Three" credit rating agencies controlling approximately 95% of the ratings business. [3] Moody's Investors Service and Standard & Poor's (S&P) together control 80% of the global market, and Fitch Ratings controls a further 15%. They are externalized sell-side functions for the ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The factual accuracy of parts of this article (those related to credit scoring models) may be compromised due to out-of-date information. The reason given is: References to "credit bureau branded" credit scores, like Beacon, NextGen, and Pinnacle are obsolete. Current nomenclature is a numbered FICO model with an optional industry type.

  6. Struggling with bad credit? How the Trump administration ...

    www.aol.com/finance/struggling-bad-credit-trump...

    Trump administration’s evaluation of CFPB rules. Trump has issued an executive order that pauses recent CFPB regulations for review, which includes the rules for removing credit cards sent from ...

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    In Australia, credit scoring is widely accepted as the primary method of assessing creditworthiness. Credit scoring is used not only to determine whether credit should be approved to an applicant, but for credit scoring in the setting of credit limits on credit or store cards, in behavioral modelling such as collections scoring, and also in the pre-approval of additional credit to a company's ...

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