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Home loans: There are multiple mortgage options, including Federal Housing Administration (FHA) loans and Veterans Affairs (VA) loans on home purchases. Mortgage refinancing: Wells Fargo allows ...
Veterans United Home Loans. ... Wells Fargo. 620 for conventional loans. ... Requires a higher credit score to qualify; refinance timeline can be lengthy. Wells Fargo logo.
However, the report finds that only 47% of Black home loan refinancing applicants at Wells Fargo were approved in 2020, compared to 72% of white applicants, according to data examined by Bloomberg ...
Bloomberg L.P. reported in March 2022 that Wells Fargo was the only major lender in 2020 to reject more home refinance applications from Black applicants than it approved. [ 104 ] In December 2022, the U.S. levied a $3.7 billion loan-management fine upon Wells Fargo.
By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...
Wells Fargo, the third largest bank in the United States by assets, rejected more Black refinancing applicants than they accepted in 2020.
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