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Pradhan Mantri Jan Dhan Yojana (transl. Prime Minister's Public Finance Scheme) is a financial inclusion program of the Government of India open to Indian citizens (minors of age 10 and older can also open an account with a guardian to manage it), that aims to expand affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions.
Pradhan Mantri Jan-Dhan Yojana is India's National Mission for Financial Inclusion to ensure access to financial services, namely banking savings and deposit accounts, remittance, credit, insurance and pension in an affordable manner.
PM Jan Dhan Yojana (PM's People's Wealth Scheme) CS MoF: 2014: Financial inclusion National Mission for Financial Inclusion to ensure access to financial services. Replaced 2011 Swabhiman. The scheme resulted in 36.86 crore new in-use bank accounts by mid-2021. [90] [91] Deendayal Upadhyaya Grameen Kaushalya Yojana
Nationwide financial literacy and financial inclusion schemes such as PM's Jan Dhan Yojana (PM's People's Wealth Scheme) launched in August 2014 and the JAM Yojana, that is the bank-mobile-identification trinity, were started to this effect. [11] [10] Literacy and social issues also impact the beneficiary. Tracking deposits, reading SMS ...
The Pradhan Mantri Jan Dhan Yojana policy scheme was announced by Prime Minister Narendra Modi in his 2014 Independence Day Speech and launched in August 2014 in an effort to provide "universal access" to banking through the creation of basic banking accounts that come with other basic financial services. [53]
Modi launched Pradhan Mantri Jan Dhan Yojana (PMJDY) in August 2014. The initiative aimed to create bank accounts and debit cards for 150 million families, and to allow them an overdraft of ₹ 5,000 (US$58) and accident insurance. After the launch, 125.4 million accounts were opened by January 2015.
Banking Services: Opening Jan Dhan accounts, deposits, withdrawals, and mini statements. Insurance: Life insurance, health insurance, and vehicle insurance. Pension Schemes: Atal Pension Yojana, National Pension System (NPS). Loan Services: Loan applications and EMI payments. 3. Education: [12] Online Education: Various courses and ...
Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP) (transl. Prime Minister’s Indian Public Medicine Scheme) is a campaign and public welfare scheme of the Government of India, launched in 2008 as the Jan Aushadhi Scheme by the Ministry of Chemicals and Fertilizers.