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2. What is a pay-for-delete letter? - AOL

   www.aol.com/finance/pay-delete-letter-195458239.html

   Potential drawbacks of a pay-for-delete letter. The premise of a pay-for-delete letter is simple: You offer to pay off the debt, either in full or as a negotiated settlement, and the creditor ...

3. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   Some companies offer sample pay-for-delete letters you can use as a template. If you prefer to write a letter, include the following information: Account number: ...

4. Is ‘Pay for Delete’ a Useful Tactic or a Waste of Your Time?

   www.aol.com/pay-delete-useful-tactic-waste...

   Pay for delete is the act of negotiating with the original creditor or a collection agency to have past-due debt — a major drag on your credit score — removed from your credit report in ...

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7. Cancel or reactivate your AOL account

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   Sign into MyAccount.; If you aren't already on your Subscriptions page, click My Services | My Subscriptions.; Click Manage next to the plan you'd like to change.; Under products, click Change Plan.