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  2. Credit - Wikipedia

    en.wikipedia.org/wiki/Credit

    Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date ...

  3. Debits and credits - Wikipedia

    en.wikipedia.org/wiki/Debits_and_credits

    A credit transaction does not always dictate a positive value or increase in a transaction and similarly, a debit does not always indicate a negative value or decrease in a transaction. An asset account is often referred to as a "debit account" due to the account's standard increasing attribute on the debit side.

  4. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Credit scores or credit history do not exist in France, and therefore the need to build a credit history through credit cards does not exist. Personal information cannot be shared among banks, which means there is no centralized system for tracking creditworthiness.

  5. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    What does it mean to have bad credit? Under the FICO scoring model, people with poor credit have scores between 300 and 579. Get your score between 580 and 669 and you’ll move into the fair ...

  6. What is a credit card charge-off? - AOL

    www.aol.com/finance/credit-card-charge-off...

    What does a credit card charge-off mean? A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 180 days — and that the creditor has given up ...

  7. What is high credit on a credit report? - AOL

    www.aol.com/finance/high-credit-credit-report...

    For example, if you have a balance of $200 on a credit card with a $1,000 credit limit, this means your credit utilization is 20 percent. This factor makes up 30 percent of your credit score ...