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  2. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Equifax dispute form. ... Experian warns you might need to talk with a specialist on the phone to resolve errors with your name or address. You may also need to dispute errors from identity theft ...

  3. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    Contact information: Provide your name, address, ... Pay-to-delete letters are free. ... The three credit bureaus — Equifax, Experian and TransUnion — work independently. ...

  4. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    Equifax Information Services LLCP.O. Box 740256Atlanta, GA 30348 ExperianP.O. Box 4500Allen, TX 75013 TransUnion LLC Consumer Dispute CenterP.O. Box 2000Chester, PA 19016

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. NOTICE OF LEGAL DISPUTE - AOL

    legal.aol.com/legacy/notice_of_dispute.html

    USE THIS FORM to request an evaluation of a previous resolution already given to you by Oath regarding your dispute. This form should not be used if you have not yet discussed your dispute with our representatives at 1-800-827-6364, or if you have not written to us at the following address: Oath, Dept. 5627, PO Box 65101, Sterling, VA 20165.

  7. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

  8. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    File disputes with the credit bureaus and await results: You can file disputes by mail, phone call or the company’s online portal. The credit bureaus have 30 days to respond to your dispute or ...

  9. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...