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2. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Key takeaways. Down payment assistance (DPA) programs provide homebuyers with loans or grants to help cover the down payment and closing costs. These programs are typically reserved for first-time ...

3. Guide to first-time homebuyer grants - AOL

   www.aol.com/finance/first-time-homebuyer-grants...

   A first-time homebuyer grant can help you cover a down payment and closing costs. You don’t have to repay the grant funds. A grant might come from a bank or mortgage lender, a non-profit or ...

4. Types of first-time home buyer programs - AOL

   www.aol.com/grants-low-interest-loans-state...

   Down payment assistance programs and help with closing costs. DPA can be in the form of a loan but the closing costs can be provided through a grant. For first-time home buyers with a minimum ...

5. Down payment - Wikipedia

   en.wikipedia.org/wiki/Down_payment

   Homebuyer assistance programs vary by state and can amount to up to three percent of the loan amount for down payment or closing costs. Some states have special programs supporting home purchases in selected geographic areas. [3] There is more risk for lenders when individuals purchase a home as an investment property.

6. Who pays closing costs, the buyer or the seller? - AOL

   www.aol.com/finance/pays-closing-costs-buyer...

   They can also see if they qualify for any local, state or federal assistance programs that can help cover both down payments and closing costs. Many programs are geared specifically toward low-to ...

7. California Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/California_Housing_Finance...

   The CalPLUS loan programs feature a CalHFA fixed interest rate first mortgage, insured either through FHA or on the conventional market. This loan is fully amortized for a 30-year term and is combined with the CalHFA Zero Interest Program (ZIP) for closing cost assistance.