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  2. When do you need a Medicare referral? - AOL

    www.aol.com/lifestyle/medicare-referral...

    This article discusses Medicare referrals, including which parts of Medicare may require a referral to access specialist care and how a person can get a referral. It also looks at how referrals ...

  3. Choosing a Medicare Advantage plan - AOL

    www.aol.com/lifestyle/choosing-medicare...

    Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund. For Medicare Part B, this comes to 20%. ... • Individuals do not require a referral to see a specialist.

  4. What is Original Medicare? - AOL

    www.aol.com/original-medicare-parts-coverage...

    They also do not have to choose a primary doctor and may not need a referral to see a specialist. In general, prescription drug coverage is not included in original Medicare, although a person may ...

  5. What are the pros and cons of Medicare Advantage? - AOL

    www.aol.com/pros-cons-medicare-advantage...

    A PPO varies slightly in that a person does not usually need a specialist referral. However, these types often have a fixed network of providers. Under Original Medicare, a person can see any ...

  6. Do most doctors accept Medicare? - AOL

    www.aol.com/lifestyle/most-doctors-accept...

    Each Medicare Advantage plan has different rules for how a person may receive services, such as whether a person needs a referral to see a specialist and whether they need to see an in-network doctor.

  7. Health maintenance organization - Wikipedia

    en.wikipedia.org/wiki/Health_maintenance...

    The member(s) are not required to use a gatekeeper or obtain a referral before seeing a specialist. In that case, the traditional benefits are applicable. If the member uses a gatekeeper, the HMO benefits are applied. However, the beneficiary cost sharing (e.g., co-payment or coinsurance) may be higher for specialist care. [3]