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  2. Affordable housing in Canada - Wikipedia

    en.wikipedia.org/wiki/Affordable_housing_in_Canada

    Ontario and British Columbia have a higher rate of residential property rentals. [107] During the COVID-19 pandemic, housing supplies—particularly affordable housing—dropped to historical lows. [112] The average price of a home in Canada increased 17.1% to $779,000 in Q4 2021 compared to Q4 2020, according to a Royal LePage survey. [113]

  3. Housing affordability index - Wikipedia

    en.wikipedia.org/wiki/Housing_Affordability_Index

    A value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20% down payment and a qualifying ratio of 25%.

  4. Public housing in Canada - Wikipedia

    en.wikipedia.org/wiki/Public_housing_in_Canada

    The British Columbia Housing Management Commission was created in 1967 in order to manage 8000 units of public housing, and negotiate further agreements with the federal government [3] The commission also assisted in large redevelopment projects. [3] In 1994 Homes BC was created in for the purpose of financing social housing. [3]

  5. Rent regulation in Canada - Wikipedia

    en.wikipedia.org/wiki/Rent_regulation_in_Canada

    Rent regulation in Canada is a set of laws and policies which control the amount by which rental prices for real property can increase year to year. Each province and territory can pass legislation, where the purpose is to limit rent prices increasing beyond what is affordable for most home dwellers.

  6. Canada Mortgage and Housing Corporation - Wikipedia

    en.wikipedia.org/wiki/Canada_Mortgage_and...

    In 1999, the National Housing Act and the Canada Mortgage and Housing Corporation Act were modified, allowing for the introduction of a 5% down payment—a change launched as a pilot in 1992, extended and finalized in 1999—removing a significant barrier for first-time home buyers. CMHC also expanded its activities internationally and launched ...

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  8. Affordable housing - Wikipedia

    en.wikipedia.org/wiki/Affordable_housing

    In the United States [21] and Canada, [22] a commonly accepted guideline for housing affordability is a housing cost, including utilities, that does not exceed 30% of a household's gross income. [23] Some definitions include maintenance costs as part of housing costs. [24] Canada, for example, switched to a 25% rule from a 20% rule in the 1950s.

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