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Image source: Getty Images. For most of 2024, certificates of deposit (CDs) had been offering their highest rates in decades. If you shopped around, you could get a CD with a 5.50% APY or higher.
Despite three Federal Reserve rate cuts this year, CDs continue to be a reliable way to grow your money at near-record rates, offering up to 4.27% APY on terms of 12 months and longer. And fixed ...
Best CD rates today: Turn New Year's motivation into guaranteed growth with fixed APYs of up to 4.27% — Jan. 3, 2025 ... Best CD rates for January 3, 2025.
But if you ask me, I don't think nearly as many people will be lining up to open CDs in 2025. Here's why. 1. CD rates are likely to keep going down. The Federal Reserve isn't done cutting interest ...
Best CD rates today: Start 2025 strong with guaranteed returns of up to 4.27% for 12+ months — Jan. 2, 2025 ... ways to guarantee growth into 2025. ... of goods and services — rising 3% year ...
And today's rates also aren't going to last forever. ... How low will CD rates get in 2025? ... as the new year progresses, CD rates could fall in line with future rate cuts from the Fed. But if ...
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