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  2. Zero-down mortgages are back sparking fears of being the new ...

    www.aol.com/zero-down-mortgages-back-sparking...

    Professor Jonathan Adams said the zero-down loan program has “all the features that made subprime bad.” ... that would be at the end of 30 years of paying their mortgage. “UWM’s 0% Down ...

  3. The truth about no-appraisal home equity loans: What ... - AOL

    www.aol.com/finance/what-is-a-no-appraisal-home...

    Qualifying for a home equity loan typically requires a minimum of 15% to 20% equity in your home after first and second mortgages are accounted for, a credit score of at least 620 (although higher ...

  4. Zero Money Down May Be the Worst Financial Strategy for Loans

    www.aol.com/zero-money-down-may-worst-192540792.html

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  5. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

  6. Bank of America Home Loans - Wikipedia

    en.wikipedia.org/wiki/Bank_of_America_Home_Loans

    Bank of America Home Loans is the mortgage unit ... bank began as the secondary mortgage market shut down, ... Bank lowered the discount rate 0.5% in a ...

  7. Your home’s worth more than ever. But is borrowing against it ...

    www.aol.com/finance/home-equity-loans-still-good...

    For instance, say you are halfway through your 30-year loan term, owe $50,000 on a home valued at $400,000 and your current mortgage rate is 6 percent (the average 30-year-fixed mortgage rate back ...

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