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A standard home insurance policy does not cover such incidents. Service line coverage: This is another optional add-on that covers the replacement of utility lines on your property that are ...
Luckily, homeowners insurance helps cover a wide range of misfortunes, including some types of water damage. But it’s important to be aware of which incidents are covered under your policy and ...
Plumbing: Most homeowners insurance policies should cover plumbing-related damage unless it is the result of negligence, a long-term leak, old pipes or a sump pump.
An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...
What does home insurance cover? A standard home insurance policy, or HO-3 policy, typically offers six coverage types: Your home’s structure (dwelling coverage) Other structures. Your personal ...
Here's the deal: your standard homeowners insurance policy doesn't cover everything. Yes, if your roof caves in during a snowstorm or a rogue tree branch smashes through your window, it will step in.