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Kentucky drivers must adhere to several state insurance laws. These laws are designed to keep drivers safe and limit their liability. Here are some of the most important Kentucky car insurance ...
Since Kentucky is a no-fault state, each driver must be offered at least $10,000 per person per accident in personal injury protection (PIP) coverage, as well. PIP can help pay for medical ...
The claim will be handled according to the state’s fault laws. Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault ...
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
AMP and PIP limits range from $1,000 to $250,000 depending on the injury and the state, though many insurance providers have a relatively low limit of $5,000. A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4]
In no-fault states, it often doesn't matter who caused the accident — your own insurance is likely to pay for your injuries and lost wages through personal injury protection (PIP) coverage.
Liability insurance. Required by law to pay for injuries or damage you cause to others in an accident. ... You need to buy personal injury protection coverage if you live in a no-fault (versus an ...
100% at fault: If a driver is deemed 100 percent at fault in an accident, their insurance company will be responsible for covering damages. 51% or more at fault: Sometimes, your percent at fault ...