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Since Kentucky is a no-fault state, each driver must be offered at least $10,000 per person per accident in personal injury protection (PIP) coverage, as well. PIP can help pay for medical ...
Yes, Kentucky is a no-fault state. This means that in the event of an accident, each driver’s personal injury protection (PIP) insurance covers their own injuries and damages up to their policy ...
Accidents in at-fault states vs. no-fault states There are numerous car accident scenarios that can take place, and while each accident may be unique, there are standardized ways of handling the ...
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
In no-fault states, it often doesn't matter who caused the accident — your own insurance is likely to pay for your injuries and lost wages through personal injury protection (PIP) coverage.
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