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Kentucky is a no-fault state, meaning each driver in the accident, regardless of fault, files initial claims with their own company. A driver’s personal injury protection (PIP) coverage then ...
Penalties for driving without insurance in Kentucky. Driving without insurance in Kentucky is a risky move that can result in hefty penalties. A first-time offense can lead to fines ranging from ...
PIP coverage is required in no-fault states and kicks in regardless of who caused the accident. However, if your PIP coverage isn’t enough to pay for damages, you may need to seek additional ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
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