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Kentucky drivers must adhere to several state insurance laws. These laws are designed to keep drivers safe and limit their liability. Here are some of the most important Kentucky car insurance ...
Kentucky is a no-fault state, meaning each driver in the accident, regardless of fault, files initial claims with their own company. A driver’s personal injury protection (PIP) coverage then ...
Since Kentucky is a no-fault state, each driver must be offered at least $10,000 per person per accident in personal injury protection (PIP) coverage, as well. PIP can help pay for medical ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
AMP and PIP limits range from $1,000 to $250,000 depending on the injury and the state, though many insurance providers have a relatively low limit of $5,000. A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4]
The claim will be handled according to the state’s fault laws. Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault ...
Either way, let your insurance company know about the move to learn its specific rules for coverage across state lines. Sources Uninsured Motorists, 2017-2022 .
You need to buy personal injury protection coverage if you live in a no-fault (versus an at-fault) state. ... Kentucky. Pennsylvania ... To use this rule, multiply your annual insurance premium by ...