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2. What is title insurance and when do homebuyers need it? - AOL

   www.aol.com/finance/title-insurance-homebuyers...

   There are two types of title insurance: a mandatory lender's policy, whose cost is based on the mortgage amount, and an optional owner's policy, whose cost is based on the home purchase price.

3. Title insurance - Wikipedia

   en.wikipedia.org/wiki/Title_insurance

   Title insurance. Title insurance is a form of indemnity insurance, predominantly found in the United States and Canada, that insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans. Unlike some land registration systems in countries outside the United States, US states ...

4. Owner financing: What it is and how it works - AOL

   www.aol.com/finance/owner-financing-works...

   Key takeaways. Owner financing is an arrangement in which an owner or seller, rather than a bank or mortgage lender, extends financing to a buyer. This can be a viable option for buyers who don ...

5. Real Estate Settlement Procedures Act - Wikipedia

   en.wikipedia.org/wiki/Real_Estate_Settlement...

   The Real Estate Settlement Procedures Act (RESPA) was a law passed by the United States Congress in 1974 and codified as Title 12, Chapter 27 of the United States Code, 12 U.S.C. §§ 2601 – 2617. The main objective was to protect homeowners by assisting them in becoming better educated while shopping for real estate services, and eliminating ...

6. Escrow insurance: What is it and when you need it - AOL

   www.aol.com/finance/escrow-insurance-235640110.html

   The real estate escrow, also known as a pre-sale escrow, is designed to protect the buyer and the seller if the purchase falls through. ... When the lender gets the insurance bill, they issue an ...

7. Real estate agent - Wikipedia

   en.wikipedia.org/wiki/Real_estate_agent

   Real estate agent. Real estate agents and real estate brokers are people who represents sellers or buyers of real estate or real property. While a broker may work independently, an agent usually works under a licensed broker to represent clients. [1] Brokers and agents are licensed by the state to negotiate sales agreements and manage the ...