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  2. Want Florida lawmakers to reverse skyrocketing home insurance ...

    www.aol.com/want-florida-lawmakers-reverse...

    Insurance costs are primarily governed by two factors: the risk of occurrence and the asset exposure. With 1,200 miles of tropical shoreline, Florida is uniquely vulnerable to hurricanes and ...

  3. The Trouble With Homeowners’ Insurance, Explained - AOL

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    A 2023 California Department of Insurance report states that “homeowners insurance companies [had] done far worse in California than nationally.” While direct underwriting profit was 3.6 ...

  4. Many Florida homeowners are self-insuring amid surging costs ...

    www.aol.com/finance/many-florida-homeowners-self...

    Research shows 15% to 20% of Floridians are forgoing home insurance. ... for insurance in Florida is $5,531 for a $300,000 home — nearly two-and-a-half times the national average of $2,270 ...

  5. Can lawmakers save the collapsing Florida home insurance market?

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    Oklahoma, for example, has the highest average cost of home insurance in the nation at $3,593 per year for $250K dwelling coverage due to the likelihood of tornado damage, but homeowners in the ...

  6. Rising tides and insurance costs: Coastal homeowners ... - AOL

    www.aol.com/finance/rising-tides-insurance-costs...

    The national average cost of home insurance is $1,428 per year for $250,000 in dwelling coverage ().The average cost of a homeowners insurance policy is 39 percent above the national average in ...

  7. Why the Florida homeowners insurance crisis should ... - AOL

    www.aol.com/news/why-florida-homeowners...

    According to the First Street Foundation, which studies climate risk, 35.6 million homes across the country could see their insurance policies become more expensive, or disappear entirely, as ...

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