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TD Bank. Prosper. Bankrate score. 4.7. 4.7. Better for. Borrowers with good or excellent credit. Borrowers with less-than-perfect credit. Loan amounts. $2,000-$50,000
Citi. APR: 11.49% – 20.49% Loan amount: $2,000 to $30,000 Terms: 12 – 60 months Processing speed: Receive your funds the same day you are approved through Citi deposit account.Expect funding ...
Low interest rates and fewer fees. Loan amounts ... TD Bank’s personal loans are targeted toward borrowers with good to excellent credit — it has a minimum credit score requirement of 700 ...
Personal loan interest rates today are unusually high, thanks to market forces. ... if you have excellent credit, a rate below 11 percent would be considered good, while 12.5 percent would be less ...
As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...
A personal line of credit is a loan you can access when you need it. Rates vary among lenders. You can find an unsecured line of credit -- for which you don't need collateral -- or a secured line ...
A high credit score and income are crucial to getting the lowest rates on a personal loan. ... loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent ...
In fact, the volume of loans made to excellent credit borrowers shot up by 20 percent toward the end of 2023, which may be a sign that lenders are seeking out higher quality credit for personal loans.