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CalHFA provides housing assistance in two main areas: below-market interest rate mortgages and down payment assistance for low and moderate income, first-time homebuyers, many of whom are ethnic minorities not well-served by market rate products and loans for the development and preservation of affordable multifamily rental housing.
To receive a loan, borrowers must complete a home buyer education and counseling course (there are options for online and in-person classes on the CalHFA site) and a free online course ...
The program's initial borrowers were limited to U.S. citizens and noncitizens authorized to be in the country, such as legal permanent residents, according to the CalHFA manual. Borrowers also had ...
When you buy a home with a mortgage, that mortgage is the first or primary lien on the property. A second mortgage is an additional lien tied to your home. In the case of down payment assistance ...
The Statewide Automated Welfare System (SAWS) is the county-managed public assistance eligibility and enrollment system, e.g., the case management system for county eligibility staff providing CalWORKs, Welfare to Work, CalFresh, Medi-Cal, Foster Care, Refugee Assistance, County Medical Services Program, and General Assistance/General Relief. [17]
Low Income Home Energy Assistance Programs (LIHEAP) and Weatherization Assistance Programs (WAP) work together to help low-income individuals and families pay energy bills and reduce energy costs. This article gives of overview of each program and describes how they work together. LIHEAP and WAP literature is also examined.
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