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  2. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.

  3. What is credit history? - AOL

    www.aol.com/finance/credit-history-220213029.html

    Your credit score is a numerical rating of your creditworthiness based on your credit history. You can improve your credit score by making responsible use of credit, such as paying your bills on time.

  4. 2 Reasons People With High Credit Scores Have Multiple Credit ...

    www.aol.com/2-reasons-people-high-credit...

    For example, let's assume you have four cash back credit cards, each with a credit limit of $10,000, giving you access to $40,000 of credit. If you only use 4% of your available credit, you would ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]

  6. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    Length of credit history (15%): Factors in how long your credit accounts have been open. Longer histories generally increase scores. Longer histories generally increase scores.

  7. What is a good credit score? - AOL

    www.aol.com/finance/good-credit-score-223352206.html

    Improving your credit score begins with knowing what your credit score is. You have the right to a free credit report weekly from each of the three credit bureaus (you can request your reports at ...

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