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2. Debt consolidation vs. debt payoff vs. debt counseling: What ...

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   "The ideal candidate for debt consolidation is someone with a credit score of at least 670 and a debt-to-income ratio of 35%, meaning the debt payments are no more than 35% of their income," says ...

3. College graduates are drowning in debt. Here how one ...

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   This is significantly less than the national average of 43% of private four-year college graduates and 47% of public four-year college graduates who stay in the same metro area as their alma mater.

4. What is a debt consolidation loan — and can it help you lower ...

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   Benefits of consolidating debt with a loan. You can save money. If you can qualify a lower rate than your original debts, the total cost of the loan will naturally be lower, even if you take the ...

5. Pros and cons of debt consolidation: Is it a good idea?

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   Benefits of debt consolidation. Debt consolidation is often the best way to organize your current debt and simplify repayment. Consolidation, if used correctly, offers benefits that could save you ...

6. Debt Management vs. Debt Consolidation: Which is Better for Me?

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   Debt management and debt consolidation are two widely used strategies for helping individuals manage excessive debt and regain financial stability. Debt Management vs. Debt Consolidation: Which is ...

7. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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   Shop for a Debt Consolidation Loan: Look for lenders offering debt consolidation loans with favorable terms, such as lower interest rates than what you're paying on your credit cards, and longer ...

8. These are the best debt relief options — which is right for you?

   www.aol.com/finance/different-debt-relief...

   Debt consolidation. Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate ...

9. How to consolidate debt without hurting your credit

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   Depending on the method used, debt consolidation can also help lower your overall interest rate. You can consolidate your debt in a few ways. How you decide to consolidate your debt can change how ...