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2. Mortgage Principal Reduction Plan Too Costly, FHFA Says - AOL

   www.aol.com/news/2012-01-23-mortgage-principal...

   A massive principal reduction program applied to underwater loans held by Fannie Mae and Freddie Mac would cost the mortgage giants more than $100 billion, says to an analysis released Monday by ...

3. Mortgage Principal Reduction on Freddie Mac Loans? - AOL

   www.aol.com/news/2012-03-26-freddie-mac...

   By Jon Prior Freddie Mac CEO Charles "Ed" Haldeman gave a strong signal Friday that new incentives from the Treasury Department may be enough to start principal reduction on mortgages backed by ...

4. Mortgage recasting: What it is and how it works - AOL

   www.aol.com/finance/mortgage-recasting-works...

   Mortgage recasting allows you to pay a lump sum toward your mortgage in order to reduce your remaining monthly payments and interest. ... You must meet minimum principal reduction requirements.

5. Principal Reduction: Is Debt Forgiveness Fair? - AOL

   www.aol.com/news/2012-07-31-principal-reduction...

   Few topics have sparked more debate among housing market watchers than mortgage principal reduction. Its proponents tout debt forgiveness as one of the surest ways to counteract the housing slump.

6. Loan modification in the United States - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_in_the...

   Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.

7. Behind on mortgage payments? 6 ways to catch up - AOL

   www.aol.com/finance/behind-mortgage-payments-6...

   Though not common, you could also modify your loan through a principal reduction — if your mortgage servicer is willing to do it. This cuts down your outstanding balance, which would lower your ...