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High-yield savings account. An HYSA offers a way to quickly grow your savings investment at variable rates of 5% APY or higher with no penalty for withdrawals. Money market account.
Today's best CDs are still offering guaranteed returns of up to 4.52% APY on terms ranging from six months to five yars, ... Not the highest investment returns. ... High-yield savings account.
High-yield savings account. An HYSA offers a way to quickly grow your savings investment at variable rates of 5% APY or higher with no penalty for withdrawals. Money market account.
High-yield savings account. An HYSA offers a way to quickly grow your savings investment at variable rates of 5% APY or higher with no penalty for withdrawals. Money market account.
A guaranteed investment contract (GIC) is a contract that guarantees repayment of principal and a fixed or floating interest rate for a predetermined period of time. Guaranteed investment contracts are typically issued by life insurance companies qualified for favorable tax status under the Internal Revenue Code (for example, 401(k) plans).
The best interest rates are generally offered on "Jumbo CDs" with minimum deposits of $100,000. Jumbo CDs are commonly bought by large institutional investors, such as banks and pension funds, that are interested in low-risk and stable investment options. Jumbo CDs are also known as negotiable certificates of deposit and come in bearer form.