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The Equity Release Council is the UK's equity release industry body that sets standards to protect consumers. Its members commit to following a set of five product standards: fixed or capped interest rates (for lifetime mortgages), the right to remain in the property, the right to move to another property, the ‘no negative equity guarantee ...
SunLife Ltd is a UK-based financial services company. Founded in 1810, the company is best known for its range of services for people aged 50 and over. SunLife currently offers over 50s life insurance and equity release in the United Kingdom.
If you're approaching your 60s and behind on your retirement planning, it's easy to feel as though the money you save now won't be enough. Rather than give in to feelings of discouragement, what ...
An unretirement plan doesn't always have to entail continuing to grind away in corporate America. Rather, Walton says, there are three key building blocks: fascination, flow, and generativity ...
the borrower must be over a certain age, usually 60 [7] or 65; [8] if the mortgage has more than one borrower, the youngest borrower must meet the age requirement [7] the borrower must own the property, or the existing mortgage balance must be low enough that it will be extinguished by the reverse mortgage proceeds, thus leaving the reverse ...
The widely followed 4% rule suggests retirees can safely take out 4% of a conservatively allocated portfolio the first year, adjusting upward for inflation annually, with minimal risk of depletion ...
A pensions Green Paper, "Simplicity, Security and Choice: Working and Saving for Retirement", was published in December 2002. It stated that the Treasury would be "looking at options to create a level playing field for the regulation of equity release and home reversion plans to protect consumers and make the market work better". [21]
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