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  2. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

  3. 7 Myths About Credit Scores That Most People Believe - AOL

    www.aol.com/finance/7-myths-credit-scores-most...

    Myth 6: Your Spouse’s Credit Score Affects Your Score. One common misconception is that when you get married, your credit score will merge with that of your spouse. That’s not the case. There ...

  4. Are credit scores the ultimate scam? - AOL

    www.aol.com/credit-scores-ultimate-scam...

    “Usually your credit score will be displayed as a three-digit number and the higher your score, the more likely you are to be accepted when you apply for credit, like a credit card or a loan, as ...

  5. List of common misconceptions - Wikipedia

    en.wikipedia.org/wiki/List_of_common_misconceptions

    Income is not a direct factor in determining credit score in the United States. Rather, credit score is affected by the amount of unused available credit, which is in turn affected by income. Income is also considered when evaluating creditworthiness more generally. The US public vastly overestimates the amount spent on foreign aid.

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]

  7. A few credit misconceptions cleared up - AOL

    www.aol.com/2009/04/19/a-few-credit...

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  8. Higher education financing issues in the United States

    en.wikipedia.org/wiki/Higher_education_financing...

    There is a misconception that there was no similar increase in financial aid to help cover the costs of tuition. This is incorrect. In 1965, $558 million was available for financial aid. In 2005 more than $129 billion was available. As college costs have risen, so has the amount of money available to finance a college education.

  9. I’m a Financial Expert: 6 Misconceptions People Have About ...

    www.aol.com/finance/m-financial-expert-6...

    We all know that we should try to have an excellent credit score because we... Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...