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2. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   Making on-time payments and reducing your outstanding debt balances go a long way in lifting your score. Payment history and credit utilization—how much of your available credit is used ...

3. 6 things to do after completing a balance transfer - AOL

   www.aol.com/finance/6-things-completing-balance...

   Your credit history accounts for 15 percent of your FICO credit score. The longer you have active credit accounts on your report, the longer your credit history.

4. Everything you need to know about balance transfer checks - AOL

   www.aol.com/finance/everything-know-balance...

   A few credit card issuers also offer balance transfer checks, which give you the option to complete your transfer with a paper check instead of requesting a balance transfer online or over the phone.

5. Do balance transfers hurt your credit score? - AOL

   www.aol.com/finance/balance-transfers-hurt...

   Having a solid plan in place to pay off my debt meant that the hit to my score was easily overshadowed by the beautiful zero balance on my old card and the boost to my credit score in the long run.

6. Do balance transfers hurt your credit score? - AOL

   www.aol.com/finance/balance-transfers-hurt...

   In the long term, if you’re able to use the balance transfer to pay down your debt or eliminate it completely, that will also help to improve your credit score.

7. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   “Credit card interest is very high at present, with rates from 18 percent to as high as 27 percent. Banks are allowed to charge high interest because credit card charges are unsecured loans.