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2. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   One possibility is that you can negotiate your debt with credit card companies. This can help you get back on track and avoid more damage to your credit score. Why credit card companies negotiate debt

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Balance transfer credit cards: If you’re stuck with high credit interest rates, a 0 percent interest rate balance transfer credit card might simplify your cash flow for a period. Be sure you can ...

4. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Negotiating with a collection agency or junk debt buyer is somewhat similar to negotiating with a credit card company or other original creditor. However, many collection agencies (or junk debt buyers) will agree to take less of the owed amount than the original creditor, because the junk debt buyer has purchased the debt for a fraction of the ...

6. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   DIY credit card settlement. Your first option is to negotiate with your credit card company directly. Contact your card issuer’s customer service line and ask about the possibility of debt ...

7. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   Credit card companies must apply payment amounts "in excess of the minimum payment amount" to a consumer's highest interest rate balances first. Statements must show consumers how long it would take to pay off their existing balance if the consumer made only the minimum payment, and must show the payment amount and total interest cost to pay ...