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2. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

3. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...

4. What is an excellent-credit personal loan? - AOL

   www.aol.com/finance/excellent-credit-personal...

   In fact, the volume of loans made to excellent credit borrowers shot up by 20 percent toward the end of 2023, which may be a sign that lenders are seeking out higher quality credit for personal loans.

5. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may even be able to find personal loan rates under 10 ...

6. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   A high credit score and income are crucial to getting the lowest rates on a personal loan. ... The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent ...

7. What is a good credit personal loan? And how do you qualify ...

   www.aol.com/finance/good-credit-personal-loan...

   The national average rate on a three-year, unsecured, fixed-rate personal loan is 10.78 percent for credit unions. It’s 11.37 percent for banks, according to the National Credit Union ...