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  2. Loan Processor vs. Underwriter: Which is Right for You? - AOL

    www.aol.com/loan-processor-vs-underwriter...

    What Is a Loan Processor? When applying for a loan, there is a lot of paperwork and documentation requirements. To streamline the process, a loan processor organizes and manages all information ...

  3. Mortgage origination - Wikipedia

    en.wikipedia.org/wiki/Mortgage_origination

    The application is filled out by the borrower, either through self-services or with the help of a loan officer. Processing: loan processors ensure accurate packaging of the loan, which includes ensuring that all loan documentation is complete, verified, and compliant for underwriting. The loan processor then orders services and coordinates loan ...

  4. What's a Loan Processor & Why Should You Care? - AOL

    www.aol.com/whats-loan-processor-why-care...

    A loan processor prepares a mortgage loan application for consideration by the loan underwriter. The loan processor requests credit reports and gathers documents from the applicant as part of ...

  5. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

  6. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Loan to value is a ratio of the loan amount to the value of the property. In addition, the combined loan to value (CLTV) is the sum of all liens against the property divided by the value. For example, if the home is valued at $200,000 and the first mortgage is $100,000 with second mortgage of $50,000, the LTV is 50% while the CLTV is 75%.

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  8. Loan officer - Wikipedia

    en.wikipedia.org/wiki/Loan_officer

    Consumer loan officers specialize in loans to people. Consumers take out loans for many reasons, such as buying a car or paying college tuition. For some simple consumer loans, the underwriting process is fully automated. However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual ...

  9. 'Vile' sex abuser with dozens of child victims jailed - AOL

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    A "prolific and chilling" sex abuser from Northern Ireland has been sentenced to 27 years in prison. David John Andrews, 55, with an address at Maghaberry Prison, pleaded guilty to 130 charges of ...