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A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...
An adjustable-rate mortgage, or ARM, is a home loan that has an initial, low fixed-rate period of several years. ... If, a year later, the index is 4.5 percent, then the interest rate on your loan ...
5/1 adjustable rate mortgage. 6.87%. 30-year fixed FHA rate. 7.34%. 30-year fixed VA rate. 7.04%. 30-year fixed jumbo rate. 7.21%. ... For a 5/1 adjustable-rate mortgage, the first number ...
5/1 ARM vs. fixed-rate mortgage: The introductory fixed rate on a 5/1 ARM is often considerably lower than the one on a 30-year fixed-rate loan. That translates to a lower monthly payment, at ...
5/1 adjustable rate mortgage. 6.34%. 30-year fixed FHA rate. 7.40%. 30-year fixed VA rate. 7.81%. 30-year fixed jumbo rate. 7.15%. ... For a 5/1 adjustable-rate mortgage, the first number ...
10-year fixed rate — 6.73%. 5/1 adjustable rate mortgage — 6.58%. 30-year fixed FHA rate — 7.30%. 30-year fixed VA rate — 7.36%. ... For a 5/1 adjustable-rate mortgage, the first number ...
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