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  2. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your credit score is categorized as average — or 630 to 689 — the ...

  3. What is the average personal loan interest rate? - AOL

    www.aol.com/finance/average-personal-loan...

    Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

  4. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans often come with lower interest rates than credit cards. As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent.

  5. What is a personal loan? What you should know before ... - AOL

    www.aol.com/finance/personal-loan-213206505.html

    Average personal loan rates currently range from about 8 percent to 36 percent. You will need excellent credit and a high income to qualify for the lowest rates and highest amounts.

  6. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may even be able to find personal loan rates under 10 ...

  7. 7 risks of taking out a personal loan - AOL

    www.aol.com/finance/7-risks-taking-personal-loan...

    Although average personal loan rates can be as low as 10.73 percent for borrowers with an excellent credit score they may be as steep as 32 percent for borrowers with poor credit.Interest rates ...

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