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2. Bankrate’s 2024 Credit Card Debt Report - AOL

   www.aol.com/finance/bankrate-2024-credit-card...

   Key insights from Bankrate's 2024 Emergency Savings Report. 36% of U.S. adults have more credit card debt than emergency savings. 36% of U.S. adults are prioritizing both debt repayment and ...

3. Credit cards are charging more 'excess' interest than ever ...

   www.aol.com/news/credit-cards-charging-more...

   Credit card companies are hiking rates to record highs to pad their profits, according to a new Consumer Financial Protection Bureau report. ... 2024 at 2:26 PM.

4. Credit card interest rates could go down in 2024: What you ...

   www.aol.com/credit-card-interest-rates-could...

   A record $1.13 trillion in debt ended up on credit card balances during the fourth quarter of 2023, according to the latest report on household debt from the Federal Reserve Bank of New York ...

5. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

6. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   In Australia, credit scoring is widely accepted as the primary method of assessing creditworthiness. Credit scoring is used not only to determine whether credit should be approved to an applicant, but for credit scoring in the setting of credit limits on credit or store cards, in behavioral modelling such as collections scoring, and also in the pre-approval of additional credit to a company's ...

7. WalletHub - Wikipedia

   en.wikipedia.org/wiki/WalletHub

   WalletHub provides financial product comparison tools [24] for credit cards, car insurance, and bank accounts. The company has produced a wide range of research reports, including a quarterly credit card debt report and reports comparing cities and states in financially relevant categories.