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2. What is an installment loan & how does it work? Know the basics

   www.aol.com/finance/installment-loan-types...

   Installment loans can harm your credit if you’re late on a payment or when you apply and undergo a hard credit check. Try to choose personal loan lenders that offer prequalification without a ...

3. Instant payment - Wikipedia

   en.wikipedia.org/wiki/Instant_payment

   Instant payment (sometimes referred to as real-time payment or faster payment) is a method of electronic funds transfer, allowing for almost immediate transfer of money between bank accounts. This was in contrast to the previous transfer times of one to three business days that had been in place until the mid-2010s.

4. What happens if I default on an installment loan? - AOL

   www.aol.com/finance/happens-default-installment...

   Credit counselors offer services to help consumers get back on track financially, and some organizations offer their assistance free of charge. Frequently asked questions about loan default.