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2. How to See If You're Prequalified for a Credit Card - AOL

   www.aol.com/finance/see-youre-prequalified...

   An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... you can work with a bank or lender to get a letter of pre ...

3. Does applying for a credit card hurt your credit? - AOL

   www.aol.com/finance/does-applying-credit-card...

   Key takeaways. Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not. Fortunately, being approved could offset the drop with ...

4. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

   www.aol.com/2013/09/06/preapproved-credit-card...

   But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...

5. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

6. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

7. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.