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  2. Pennsylvania Housing Finance Agency - Wikipedia

    en.wikipedia.org/wiki/Pennsylvania_Housing...

    The Pennsylvania Housing Finance Agency is a non-profit organization which serves the people of Pennsylvania by offering affordable housing resources, including loans and rent assistance. PHFA was created by an Executive Order by the Pennsylvania General Assembly in 1972.

  3. Federal Housing Finance Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Finance_Agency

    The Federal Housing Finance Agency (FHFA) is an independent federal agency in the United States created as the successor regulatory agency of the Federal Housing Finance Board (FHFB), the Office of Federal Housing Enterprise Oversight (OFHEO), and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team, [3] absorbing the powers and regulatory authority ...

  4. Mortgage application: What’s included and how to prepare - AOL

    www.aol.com/finance/mortgage-application...

    The home loan application will ask borrowers for information regarding their financial situation, including income and assets, as well as personal information like their Social Security number ...

  5. Robin Wiessmann - Wikipedia

    en.wikipedia.org/wiki/Robin_Wiessmann

    Robin L. Wiessmann is an American attorney and government official serving as the executive director and CEO of the Pennsylvania Housing Finance Agency.Wiessmann previously served as secretary of the Pennsylvania Department of Banking and Securities from 2015 to 2020 and treasurer of Pennsylvania from 2007 to 2009.

  6. Home Mortgage Disclosure Act (HMDA): What it is and why it’s ...

    www.aol.com/finance/home-mortgage-disclosure-act...

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  7. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    When the borrower refinances his/her loan, they can pay off the remainder of the debt. Example: If the borrower owes $1,500 in credit card payments and has a gross monthly income of $3,000, his DTI ratio would be 50%. But if the borrower owes $1,500 in payments and has a gross monthly income of $2,000, his DTI ratio would be 75%.

  8. Co-signers. Co-borrowers. Have no title or ownership in the property the funds are for. Are on the title or have some claim to the property. Are legally obligated to repay the loan, but only ...

  9. Making Home Affordable - Wikipedia

    en.wikipedia.org/wiki/Making_Home_Affordable

    The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]

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