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2. I’m a Financial Planner: 5 Questions To Ask To ... - AOL

   www.aol.com/finance/m-financial-planner-5...

   “Term policy premiums end at the end of the term, while permanent policies have options of cash value growth that can help a policy become paid up, or flexible premium options that allow you to ...

3. Ladder Life Review: Affordable & Flexible Term Life Insurance

   www.aol.com/ladder-life-review-affordable...

   Exactly what kind of life insurance coverage you buy is probably a tougher decision. Maybe you […] This was originally published on The Penny Hoarder, which helps millions of readers worldwide ...

4. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Universal life insurance (UL) is like whole life’s flexible cousin. UL policies still provide lifetime coverage, but they allow you to adjust your premiums and the death benefit if your needs or ...

5. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

6. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

7. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   In flexible-premium policies, large deposits of premiums could cause the contract to be considered a modified endowment contract by the Internal Revenue Service (IRS), which negates many of the tax advantages associated with life insurance. The insurance company, in most cases, will inform the policy owner of this danger before deciding their ...