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General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and casualty insurance in the United States and Canada and non-life insurance in Continental Europe. In the United Kingdom, insurance is broadly divided into three areas: personal lines, commercial lines and London market.
In the insurance industry, gross premiums written is the sum of both direct premiums written (see next paragraph) and assumed premiums written, before deducting ceded reinsurance. Direct premiums written represents the premiums on all policies the company's insurance subsidiaries have issued during the year.
Health insurance companies, which sometimes provide life insurance or employee benefits as well; General insurance companies can be further divided into these sub categories. Standard lines; Excess lines; In most countries, life and non-life insurers are subject to different regulatory regimes and different tax and accounting rules.
Casualty insurance is a defined term [1] which broadly encompasses insurance not directly concerned with life insurance, health insurance, or property insurance. Casualty insurance is mainly liability coverage of an individual or organization for negligent acts or omissions. [ 2 ]
A ticket for driving without insurance in Texas can cost up to $1,000, depending on whether this is your first or subsequent infractions. However, a ticket is only the tip of the iceberg regarding ...
Health insurance is a necessity in modern America, particularly with the skyrocketing cost of medical care and overall cost of living. Unfortunately, health insurance premiums are high, as well ...
Tort is defined as a wrongful act that causes loss or harm to another individual. In the world of car insurance, tort refers to the ability to sue the negligent driver for the damage they caused.
Liability insurance is far more prevalent in the advanced than emerging markets. The advanced markets accounted for 93% of global liability premiums in 2013, while their share of global non-life premiums was 79%. [2] The US is by far the largest market, with 51% of the global liability premiums written in 2013. This is due to the size of the US ...