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2. What does life insurance cover? - AOL

   www.aol.com/finance/does-life-insurance-cover...

   Permanent life insurance policies, like whole life and universal life, have long coverage periods (typically to ages 95 to 121) but may still lapse if your premium isn’t paid or the policy doesn ...

3. What is an irrevocable beneficiary? - AOL

   www.aol.com/finance/irrevocable-beneficiary...

   Control restrictions: Policyholders often face restrictions on making financial decisions, such as taking out a loan against the policy or changing contingent beneficiaries, without the ...

4. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Permanent insurance policies generally include a cash value component, which accrues money over time and can be used to pay premiums or to take out as a loan. Term life insurance doesn’t have ...

5. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

6. Indexed universal life - Wikipedia

   en.wikipedia.org/wiki/Indexed_universal_life

   Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1] Indexed life usually provides a floor of 0%, but offers higher upside interest crediting based on the performance ...

7. Insurable interest - Wikipedia

   en.wikipedia.org/wiki/Insurable_interest

   A company may have an insurable interest in a President/CEO or other employee with special knowledge and skills. A creditor has an insurable interest in the life of a debtor, up to the amount of the loan. A person who is financially dependent on a second person has an insurable interest in the life of that second person.