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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement allows the debtor to spread payments out over a set term, instead of having to pay a lump sum in one go which is the case with full and final settlement. UK debt settlement is not to be confused with full and final settlement, where debt management companies have been known to hold on to client funds; in which case the creditors ...

3. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Hiring a debt settlement company vs. DIY debt settlement. ... (Equifax, Experian and TransUnion) as “paid in full” instead of “settled” or “paid as agreed.” This may help you improve ...

4. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Debt settlement companies. Debt settlement companies are for-profit businesses that will try to negotiate lump-sum settlements with your creditors. Typically, you stop making payments to your ...

5. What is debt settlement and what are the risks? - AOL

   www.aol.com/finance/debt-settlement-risks...

   When your bills are overwhelming, debt settlement is one way forward.

6. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   The debt settlement company will tell you to stop paying your creditors to give it negotiation leverage. You can expect your score to take a massive hit when working with a settlement company.

7. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   The item will include relevant dates, and the amount of the bad debt. [3] This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled".