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  2. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    Fannie Mae is offering a $2,500 credit to HomeReady borrowers with incomes at 50 percent or less of their respective area median incomes. This credit can be put toward your down payment or closing ...

  3. California Housing Accountability Act - Wikipedia

    en.wikipedia.org/wiki/California_Housing...

    The Housing Accountability Act (HAA) is a California state law designed to promote infill development by speeding housing approvals. The Act was passed in 1982 in recognition that "the lack of housing, including emergency shelter, is a critical statewide problem," and has also been referred to as "the anti-NIMBY law."

  4. Affordable Housing and High Road Jobs Act - Wikipedia

    en.wikipedia.org/wiki/Affordable_Housing_and...

    The Affordable Housing and High Road Jobs Act of 2022 (AB 2011) is a California statute which allows for a CEQA-exempt, ministerial, by-right approval for affordable housing on commercially zoned lands, and also allows such approvals for mixed-income housing along commercial corridors, provided that such housing projects satisfy specific criteria of affordability, labor, and environment and ...

  5. California HOME Act - Wikipedia

    en.wikipedia.org/wiki/California_HOME_Act

    2021 California Senate Bill 9 (SB 9), [1] titled the California Housing Opportunity and More Efficiency (HOME) Act, is a 2021 California state law which creates a legal process by which owners of certain single-family homes in single-family zoned areas may build or split homes on their property, and prohibits all cities and counties from directly interfering with those who wish to build such ...

  6. Mortgages and loans to pay for home renovations - AOL

    www.aol.com/finance/mortgages-loans-pay-home...

    These home types include single-family homes, 2-4 family unit homes, mixed-use properties that are primarily residential, and manufactured homes titled as real estate. There are two types of FHA ...

  7. California Social Housing Act - Wikipedia

    en.wikipedia.org/wiki/California_Social_Housing_Act

    The California Social Housing Act is a proposed California bill to establish an independent statewide housing authority, known as the California Housing Authority, to acquire land for, develop, own and maintain public housing. The bill is authored by Alex Lee and was first introduced to the 2021–2022 session of the California State Legislature.

  8. Home Mortgage Disclosure Act (HMDA): What it is and why ... - AOL

    www.aol.com/finance/home-mortgage-disclosure-act...

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  9. Affordable Housing on Faith and Higher Education Lands Act

    en.wikipedia.org/wiki/Affordable_Housing_on...

    In 2023, Newsom signed AB 434, which empowers the Department of Housing and Community Development (HCD) to enforce the streamlining of HOME Act projects concerning ministerial processing of lot splits in single-family residential zones, along with the streamlining of projects which fall under the ADU law, SB 6 (2022), SB 4 (2023), SB 684 (2023) and AB 1218 (2023), and requires the department ...

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