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  2. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    By mail: Send TransUnion a request to lift your credit freeze. Your letter must include your name, address, SSN, a copy of a document to verify your identity and a copy of a document that verifies ...

  3. Does Freezing Your Credit Affect Your Credit Score? - AOL

    www.aol.com/does-freezing-credit-affect-credit...

    You can freeze or lift the freeze on your credit report for free by contacting each of the three major credit reporting agencies, Equifax, Experian and TransUnion, and you can submit your request ...

  4. Here's how to freeze your credit after Social Security number ...

    www.aol.com/finance/heres-freeze-credit-social...

    At the three big credit bureaus, Experian, Equifax and TransUnion, placing a security freeze on your credit file is easy, according to cybersecurity expert David Malicoat.

  5. What does it mean to freeze your credit? - AOL

    www.aol.com/social-security-number-may-exposed...

    Even if you choose to freeze your credit, it's still wise to review your credit reports regularly. You can get a copy of your credit report for free from each credit bureau at AnnualCreditReport ...

  6. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The act allows consumers to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies (Equifax, Experian, and TransUnion). In cooperation with the Federal Trade Commission , the three major credit reporting agencies set up the web site AnnualCreditReport.com to provide ...

  7. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [18]

  8. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  9. How To Freeze Your Credit in 6 Simple Steps - AOL

    www.aol.com/news/freeze-credit-6-simple-steps...

    There are times in your life when it may be necessary to freeze your credit--that is, prevent your credit report from being viewed by lenders and any service providers. This is not something you ...

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