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  2. Deed of reconveyance: What it is and how it works - AOL

    www.aol.com/finance/deed-reconveyance-works...

    Once you pay off your mortgage, the mortgage lender — also referred to as the “trustee” — creates the deed of reconveyance document. The lender then signs this document and has it notarized.

  3. New York State Department of Motor Vehicles - Wikipedia

    en.wikipedia.org/wiki/New_York_State_Department...

    The New York State Department of Motor Vehicles (NYSDMV or DMV) is the department of the New York state government [1] responsible for vehicle registration, vehicle inspections, driver's licenses, learner's permits, photo ID cards, and adjudicating traffic violations. Its regulations are compiled in title 15 of the New York Codes, Rules and ...

  4. What are APR fees on a mortgage? - AOL

    www.aol.com/finance/apr-fees-mortgage-194052712.html

    Recording fees: These reflect the cost of filing the deed and mortgage with the local property records office. ... If you have a fixed-rate mortgage, your APR won’t change unless you refinance ...

  5. Recording (real estate) - Wikipedia

    en.wikipedia.org/wiki/Recording_(real_estate)

    Therefore, it behooves purchasers and mortgage lenders to record their deeds or mortgages, respectively, to prevent this outcome. Once an instrument affecting the title to real estate has been recorded, the law holds that everyone is deemed to know of its existence, even if they have not searched the records in the recorder's office.

  6. Vehicle title - Wikipedia

    en.wikipedia.org/wiki/Vehicle_title

    When the vehicle title is lost, the owner on record may replace the lost title by completing an application with the state that issued the current title. Online lost title applications are available for several states including Maine , Wisconsin , Virginia , Michigan , New York , Indiana , Maryland , South Carolina and Massachusetts , as well ...

  7. How long should I keep mortgage statements and documents? - AOL

    www.aol.com/finance/long-keep-mortgage...

    Keep your mortgage documents and related home sale records for at least seven years after selling your home. This includes proof of mortgage payoff , the closing statement and receipts for capital ...

  8. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    This is the cost of insuring the title of the property. If there is a question about title (who really owned the property), or if a judgment or lien was really paid off, after the transaction is done then this insurance protects the lender and owner from future problems. 1200 GOVERNMENT RECORDING & TRANSFER CHARGES. 1201 - Recording Fees

  9. Deed of Trust vs. Mortgage: Do I Need Both? - AOL

    www.aol.com/news/deed-trust-vs-mortgage-key...

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