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2. Low-cost index funds: A beginner’s guide - AOL

   www.aol.com/finance/low-cost-index-funds...

   Low-cost index funds vs. ETFs vs. mutual funds You can buy low-cost index funds as either an ETF or a mutual fund, and well-known indexes such as the S&P 500 will have both available. The list ...

3. Cost of funds index - Wikipedia

   en.wikipedia.org/wiki/Cost_of_Funds_Index

   A cost of funds index or COFI is a regional average of interest expenses incurred by financial institutions, which in turn is used as a base for calculating variable rate loans. The interest rate on an adjustable rate mortgage , for example, is often linked to a regional COFI specified in the particular loan documents.

4. Vanguard slashed its fees. That's good news — and a ... - AOL

   www.aol.com/finance/vanguard-slashed-fees-thats...

   The Vanguard Group this week whacked fees on 168 mutual fund and ETF share classes across 87 funds, lowering its expense ratios by an average of 20%. It’s the largest annual expense ratio ...

5. What is a 10/1 adjustable-rate mortgage (ARM)? - AOL

   www.aol.com/finance/10-1-adjustable-rate...

   A 10/1 adjustable-rate mortgage has a fixed interest rate for the first 10 years, then it changes annually for the remainder of the 30-year term. ... the 11th District cost of funds index (COFI ...

6. SPDR S&P 500 ETF Trust - Wikipedia

   en.wikipedia.org/wiki/SPDR_S&P_500_ETF_Trust

   Returns of SPY by fiscal year per SEC EDGAR filings. Effective September 30, 1997, the end of the trust's fiscal year changed from December 31 to September 30. The 5-Year and 10-Year Average (Avg) Annual Return results are in the table below include reinvestment of distributions (typically dividends) from the trust.

7. Mutual fund fees and expenses - Wikipedia

   en.wikipedia.org/wiki/Mutual_fund_fees_and_expenses

   One notable component of the expense ratio of U.S. funds is the "12b-1 fee", which represents expenses used for advertising and promotion of the fund. 12b-1 fees are paid by the fund out of mutual fund assets and are generally limited to a maximum of 1.00% per year (.75% distribution and .25% shareholder servicing) under FINRA Rules.