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  2. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    The higher it is, the lower your rate and monthly payment will be. ... Auto loan calculator. ... repayment terms and interest rates which may help you decide between a new or used car. Auto loans ...

  3. 4 charts that show how interest rates impact used car ... - AOL

    www.aol.com/news/4-charts-show-interest-rates...

    Interest rates play a crucial role in shaping the true cost of a used car. The more expensive the car, and the higher the rate, the more expensive the monthly payment will be.

  4. Here’s the Average Monthly Auto Loan Payment in Each State

    www.aol.com/average-monthly-auto-loan-payment...

    Alabama. Average monthly auto loan payment: $674 Check Out: 5 Worst Cars To Buy That Will Kill Your Wealth, According to Humphrey Yang Explore More: These 10 Used Cars Will Last Longer Than an ...

  5. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization schedule calculator is often used to adjust the loan amount until the monthly payments will fit comfortably into budget, and can vary the interest rate to see the difference a better rate might make in the kind of home or car one can afford.

  6. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased.

  7. What to Know Before You Finance or Lease Your Next Car - AOL

    www.aol.com/borrowing-smart-know-finance-lease...

    Subprime auto lending is one of the most predatory practices too, with the personal finance experts at NerdWallet estimating that interest rates on used-car loans have been known to exceed 21 ...