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Economists Paul Krugman and David Min point out that the simultaneous growth of the residential, commercial real estate—and also consumer credit—pricing bubbles in the US and general financial crisis outside it, undermines the case that Fannie Mae, Freddie Mac, CRA, or predatory lending were primary causes of the crisis, since affordable ...
Fannie Mae and Freddie Mac are the two largest companies that purchase mortgages from other lenders in the United States. Many lenders will underwrite their files according to their guidelines, but to ensure the eligibility to be purchased by Fannie Mae and Freddie Mac, underwriters will utilize what is called automated underwriting. This is a ...
Other guidelines include borrower's loan-to-value ratio (i.e. the size of down payment), debt-to-income ratio, credit score and history, documentation requirements, etc. [3] In general, any loan that does not meet guidelines is a non-conforming loan .
This could create further damage to the real estate market.” Fannie Mae, Freddie Mac and you Homebuyers don’t directly interface with Fannie Mae and Freddie Mac.
But industry players widely expect the Federal Housing Finance Agency, overseer of mortgage giants Fannie Mae and Freddie Mac, to change those rules. “I think there’s going to be pressure on ...
Homepath.com is Fannie Mae’s real estate marketing website. It can be used by prospective homebuyers and real estate agents to search for Fannie Mae-owned properties that are available to be ...
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