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  2. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    Economists Paul Krugman and David Min point out that the simultaneous growth of the residential, commercial real estate—and also consumer credit—pricing bubbles in the US and general financial crisis outside it, undermines the case that Fannie Mae, Freddie Mac, CRA, or predatory lending were primary causes of the crisis, since affordable ...

  3. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Fannie Mae and Freddie Mac are the two largest companies that purchase mortgages from other lenders in the United States. Many lenders will underwrite their files according to their guidelines, but to ensure the eligibility to be purchased by Fannie Mae and Freddie Mac, underwriters will utilize what is called automated underwriting. This is a ...

  4. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    Other guidelines include borrower's loan-to-value ratio (i.e. the size of down payment), debt-to-income ratio, credit score and history, documentation requirements, etc. [3] In general, any loan that does not meet guidelines is a non-conforming loan .

  5. Experts: Making mortgage giants private could help some ... - AOL

    www.aol.com/finance/experts-making-mortgage...

    This could create further damage to the real estate market.” Fannie Mae, Freddie Mac and you Homebuyers don’t directly interface with Fannie Mae and Freddie Mac.

  6. Realtor commission changes are here: What they mean for ... - AOL

    www.aol.com/finance/high-profile-commission...

    But industry players widely expect the Federal Housing Finance Agency, overseer of mortgage giants Fannie Mae and Freddie Mac, to change those rules. “I think there’s going to be pressure on ...

  7. What is Fannie Mae? All about America’s big mortgage ... - AOL

    www.aol.com/finance/fannie-mae-america-big...

    Homepath.com is Fannie Mae’s real estate marketing website. It can be used by prospective homebuyers and real estate agents to search for Fannie Mae-owned properties that are available to be ...

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