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  2. Debt consolidation vs. Bankruptcy: Which is right for you?

    www.aol.com/finance/debt-consolidation-vs...

    Debt consolidation can make it easier to manage multiple debts or even save you money on interest, but you’ll need good credit to qualify. Bankruptcy can eliminate or restructure your debts at ...

  3. Chapter 13 bankruptcy: What you need to know - AOL

    www.aol.com/finance/chapter-13-bankruptcy-know...

    Chapter 13 bankruptcy allows you to avoid foreclosure or repossession by letting you make up missed payments over time. It can also provide a manageable path to repaying non-dischargeable debts ...

  4. Should I file bankruptcy for $12K debt? - AOL

    www.aol.com/finance/file-bankruptcy-12k-debt...

    Key takeaways. There is no minimum amount of debt required to file for bankruptcy. Because of legal fees and long-term financial consequences, it may not be worth filing with less than $10,000 in ...

  5. Common types of bankruptcy and how to avoid filing - AOL

    www.aol.com/finance/common-types-bankruptcy...

    A bankruptcy will make it harder to get loans or credit in the future, and your rates will be higher if you do qualify. Chapter 7 bankruptcy can stay on your credit reports for 10 years, while ...

  6. 7 Key Signs Bankruptcy Is Not a Bad Thing for You - AOL

    www.aol.com/finance/7-key-signs-bankruptcy-not...

    By the time the average person is ready to declare bankruptcy, they've probably done everything they can to deal with a looming financial crisis. Often unexpected life events and crises lead to the...

  7. Repayment plan - Wikipedia

    en.wikipedia.org/wiki/Repayment_plan

    Repayment plans vary according to lender and recipient, and can be based upon income, a fixed rate, a variable rate, or on systems of conditionality. For individuals who are unable to budget, or contain expenses, entering and thereafter completing repayment plans can be extremely difficult and result in poverty, bankruptcy or homelessness.

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